716 N 4th Street, Fulton, IL

$479,900

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3

Beds

2

Baths

3,250

Square feet

0.76

Acres

About 716 N 4th Street

Welcome to your Mississippi Riverfront dream home, where spectacular views, exceptional waterfront access, and comfortable living come together. This spacious 3,250-square-foot, 3-bedroom, 2-full-bath home is situated on 0.768 acres with approximately 180 feet of Mississippi River frontage in Fulton. The property features a concrete riverside patio and your own 35ft boat dock-perfect for a yacht, pontoon, or fishing boat. Designed to take full advantage of its incredible setting, this open-concept home showcases breathtaking river views throughout. The kitchen overlooks the Mississippi and features a breakfast bar and under-cabinet lighting. The main level includes a bedroom, full bath, dining room, living room, laundry room with utility sink, and a dramatic glass-enclosed atrium overlooking the river. Expansive windows fill the home with natural light while providing panoramic views of the Mississippi and across to Iowa. Upstairs, two bedrooms feature impressive 5' x 9' river-facing windows, creating a true bird's-eye view of the water. The oversized primary bedroom easily accommodates a king-size bed and includes four built-in speakers for surround sound. A luxurious jetted tub is perfectly positioned to enjoy beautiful views of the Mississippi River. A convenient second-floor changing/laundry room includes an additional washer and dryer and built-in ironing board and can also serve as a fourth bedroom or flex space. Comfort is exceptional year-round with heated floors throughout the first and second levels. The boiler was renewed in 2025, and multiple Wi-Fi-enabled mini-split systems provide additional climate control, including a dedicated unit for the atrium. Many of the home's expansive windows feature translucent cellular shades. Additional features include a 10-kilowatt natural-gas backup generator with automatic transfer, a heated garage with a finished and sealed floor, and an approximately 30-foot-wide driveway providing generous parking for multiple vehicles and trailers. But the true centerpiece of this home is the Mississippi River itself. Watch boats, ships, and barges pass by, enjoy eagles throughout the winter and abundant birdlife during the warmer months, and end your days with spectacular sunsets over the river. This is more than a waterfront home-it's a front-row seat to life on the Mississippi.

Features of 716 N 4th Street

MLS® # 12740207
Price $479,900
Bedrooms 3
Bathrooms 2.00
Full Baths 2
Square Footage 3,250
Acres 0.76
Year Built 1991
Type Residential
Sub-Type Detached Single
Style American 4-Sq., Traditional
Status Active

Community Information

Address 716 N 4th Street
Area Fulton
City Fulton
County Whiteside
State IL
Zip Code 61252

Amenities

Parking Spaces 6
Parking Concrete, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Driveway, Owned, Garage
# of Garages 2
Is Waterfront Yes
Has Pool No

Interior

Interior Features 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Dining Combo, Quartz Counters
Heating Natural Gas, Steam, Radiant, Radiant Floor
Cooling Wall Unit(s), Zoned
Fireplace Yes
# of Fireplaces 1
Fireplaces Wood Burning, Gas Starter, Stubbed in Gas Line
Stories 2 Stories
Has Basement No
Basement None

Exterior

Exterior Aluminum Siding
Lot Description Water Rights, Rear of Lot
Roof Asphalt
Foundation Concrete Perimeter

School Information

District 2
Elementary Fulton Elementary School
Middle River Bend Middle School
High Fulton High School

Additional Information

Days on Market 7
Foreclosure No
Short Sale No
RE / Bank Owned No
HOA Fees Freq. Not Applicable

Listing Details

OfficeTaylor Street Realty

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Listing information last updated on October 12th, 2026 at 2:24pm CDT.