1240 Willowgate Lane, St. Charles, IL

$1,150,000

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3

Beds

3½

Baths

3,636

Square feet

About 1240 Willowgate Lane

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.

Features of 1240 Willowgate Lane

MLS® # 12694179
Price $1,150,000
Bedrooms 3
Bathrooms 3.50
Full Baths 3
Half Baths 1
Square Footage 3,636
Year Built 1993
Type Residential
Sub-Type Attached Single
Status Active

Community Information

Address 1240 Willowgate Lane
Area Campton Hills / St. Charles
City St. Charles
County Kane
State IL
Zip Code 60174

Amenities

Parking Spaces 2
Parking Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
# of Garages 2
Is Waterfront Yes
Has Pool No

Interior

Interior Features Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom
Appliances Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Range Hood, Water Softener Owned
Heating Natural Gas, Forced Air
Cooling Central Air
Fireplace Yes
# of Fireplaces 2
Fireplaces Gas Log, Gas Starter
# of Stories 2
Has Basement Yes
Basement Finished, Walk-Out Access

Exterior

Exterior Brick
Lot Description Common Grounds, Cul-De-Sac, Forest Preserve Adjacent
Roof Asphalt
Foundation Concrete Perimeter

School Information

District 303

Additional Information

Days on Market 7
Foreclosure No
Short Sale No
RE / Bank Owned No
HOA Fees 623
HOA Fees Freq. Monthly

Listing Details

OfficeeXp Realty - St. Charles

Listing Map

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Listing information last updated on September 25th, 2026 at 9:55am CDT.